What is the 25-Month Chit Scheme? Chit funds have long served as a practical financial tool for disciplined saving and borrowing. Among the various types of chit schemes available, the 25-month chit plan stands out for its balance of affordability, flexibility, and commitment. At KDC Chits, one of Kerala’s most trusted chit fund companies, we proudly offer a range of 25-month chit schemes designed to meet the needs of individuals, families, and small businesses.
Introducing Our 25-Month Plan
Our 25-month chit scheme is structured to help you save a fixed amount each month and receive a lump sum during the 25-month cycle. We currently offer new kuries (chits) in the following denominations:
- ₹25,000
- ₹1,00,000
- ₹5,00,000
- ₹10,00,000
- ₹25,00,000
These plans are ideal for short- to mid-term financial goals such as home renovations, business investments, education expenses, or emergency funds. Every plan comes with transparent terms, timely disbursal, and a customer-friendly approach to help you stay financially secure.
How Does It Work?
Each chit group consists of 25 members. Every month, each member contributes a fixed amount based on the chit value. Through an auction or a lucky draw system, one member receives the collected amount (after applicable deductions). The process repeats each month until every member has received their lump sum a total of 25 times.
For example, if you’re part of a ₹1,00,000 chit, you contribute a small monthly amount, and you may receive the full value at any time during the 25-month cycle.
Why KDC Chits?
With years of experience and a reputation for trust and transparency, KDC Chits ensures you enjoy:
- Easy and flexible saving
- Lower financial burden compared to traditional loans
- Quick and simple fund access
- Local support and customer-first service
Take a confident step toward financial planning with KDC Chits’ 25-month chit plans. Visit KDC Chits to know more or join today!
For more details on how to manage your finances and explore the best financial options available in India, visit MoneyControl: Personal Finance.